Fidelity Guarantee
What is it covers.
Fidelity guarantee insurance, also known as employee dishonesty insurance, is a type of commercial insurance that protects businesses from financial losses caused by fraudulent or dishonest acts committed by their employees. It is designed to safeguard a company’s assets and mitigate the risks associated with employee misconduct
Our Services
1. Basic Fidelity Guarantee
This provides coverage for losses resulting from dishonest acts committed by employees within a specified period.
2. Named Employee Fidelity Guarantee
This covers losses caused by specific named employees.
3. Unnamed Employee Fidelity Guarantee
These covers losses caused by any employee, regardless of whether they are named in the policy.
4. Blanket Fidelity Guarantee
This provides broad coverage for losses caused by employee dishonesty, without requiring individual names to be specified.
Our Process
At Integrity Loss Adjusters, we adhere to a comprehensive adjustment process for general insurance claims to guarantee fair and efficient settlements.
Initial Assessment
Our adjusters gather essential information, including policy details, incident reports, witness statements, and any available documentation related to the claim.
Investigation
Our expert adjusters conduct a thorough investigation to evaluate the circumstances of the loss or damage.
Coverage Evaluation
We review the insurance policy to determine the coverage provided for the specific claim.
Loss Assessment
Based on the investigation and coverage analysis, we assess the value of the loss or damage.
Negotiation and Settlement:
We work closely with the insured, insurance company, and any other involved parties to negotiate a fair settlement.
Claim Documentation and Closure
Once settlement is reached, we ensure proper documentation of the claim, including any agreements, releases, or other necessary paperwork
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